Personvernerklæring
Vi (også omtalt som "vi", "oss" eller "vår") er forpliktet til å beskytte personopplysningene og personvernet ditt.
Denne personvernerklæringen forklarer hvordan vi samler inn og lagrer informasjonen du oppgir via nettstedet https://klarsparelse.com (Klar Sparelse).
Følgende prinsipper vil bli ivaretatt:
Vi vil at du skal kunne ta informerte valg om hvordan personopplysningene dine brukes og behandles. Vi bruker ulike metoder og prosedyrer for å gi tydelig og relevant informasjon. Når vi mener at du trenger spesifikke opplysninger, deler vi dem med deg på riktig tidspunkt. Vi svarer også gjerne på spørsmål du måtte ha om vår praksis for datahåndtering, kontokontroller eller eventuelle tjenestebegrensninger.
1. Omfanget?
This policy explains what types of personal data Klar Sparelse collects about individuals, and how that data is processed, shared with third parties, stored, and protected.
This policy covers information relating to an identified or identifiable natural person. An identifiable natural person is someone who can be identified directly or through a combination of additional information that we hold or can access.
In this policy, "processing" means any activity involving the collection or use of personal data. This includes organizing, managing, structuring, and storing personal data.
Our services are intended for a general audience and are not designed for persons under 18 years of age. We do not knowingly request or collect information from anyone under 18, nor do we knowingly allow them to use our services. If we discover that we have collected information about a child, we will delete it as soon as reasonably possible.
2. What personal data do we hold about you?
When you use our service or service channels, or visit our website, we collect personal data. In some cases, we may ask you to provide it. In other cases, we collect personal data by analyzing how you use our services or service channels, or when third-party partners share your data with us.
3. Du er ikke forpliktet til å oppgi personopplysninger til selskapet, og det får ingen konsekvenser.
However, you are not required to provide personal data to us. In some cases, choosing not to provide certain personal data may limit our ability to provide the services or prevent users from accessing the website.
4. What types of personal data may we collect? When you visit our website, we may collect the following personal data:
This includes information about your online activity logs and traffic data (including your IP address, access date, and access time), your language, software crash logs, browser type, and information about the device you use to access the service. The information we collect is not considered personal data and cannot be used to identify you.
Personal data we receive from you: all personal data you choose to provide to us when you connect through us to a third-party online trading platform.
Personal data you provide directly to third-party platforms to facilitate trading: this information includes your full name, address, telephone number, and email address.
5. Transparency and the basis for processing your personal data
Your personal data is processed by the Company for the purposes described in this section, using transparent data handling and security procedures.
The Company uses your personal data only when there is a clear and legitimate reason. The circumstances in which the Company may process your personal data are set out below:
- You have given your consent for us to process your personal data for one or more purposes. This applies when you submit personal data through the Website, so that we can transfer it to a third-party trading platform.
- Selskapet eller en tredjepart kan ha behov for å behandle data for å ivareta berettigede interesser. Dette kan for eksempel være nødvendig for å forbedre tjenestene våre eller forsvare rettslige krav.
- Processing follows clear service standards.
Kontakt oss via e-post for mer informasjon om hvordan vi behandler informasjon, og hvilke tiltak vi bruker for å beskytte den.
Nedenfor finner du en oversikt over hvorfor vi kan bruke informasjonen du oppgir, inkludert relevante formål knyttet til konto, tjenester og sikkerhet som involverer personopplysninger.
Omfang, Åpenhet
1. På din forespørsel kan vi innhente Personopplysninger fra deg og dele dem med tredjepartsleverandører for å hjelpe deg med å få tilgang til digitale handelstjenester. Dette gjør vi kun når du ber oss om å legge til rette for det.
You have consented to the processing of your personal data for one or more purposes.
2. We may need Personal Data to respond to your requests, questions, or concerns and handle any inquiries about the Services.
Behandlingen er nødvendig for å ivareta Selskapets eller en tredjeparts berettigede interesser.
3. Personal data is processed only when necessary for account administration, platform security, and clearly defined service requirements.
Behandling er nødvendig for å kunne tilby sikre og pålitelige kontotjenester.
4. To improve our services. We may use personal data to improve our services. This includes, among other things, crash and malfunction reports collected in connection with the services.
The processing is necessary for the legitimate interests of the Company or a third party.
5. For å hindre svindel og misbruk av våre tjenester
Behandlingen er nødvendig for å ivareta Selskapets eller en tredjeparts berettigede interesser.
6. To perform and manage activities that support the operation of Our Services. This may include back-office functions, business development, strategic decision-making, internal review processes, and related activities.
The processing is necessary for the legitimate interests of the Company or a third party.
7. We conduct analyses, including statistical analyses, and use various analytical techniques, including statistical methods, to support decisions across a range of matters.
Behandlingen er nødvendig for å ivareta berettigede interesser hos Selskapet eller en tredjepart.
8.
For å beskytte våre og tredjeparters eiendeler, rettigheter og interesser har vi etablert prosesser for å fremme og forsvare rettslige krav
Vi kan behandle Personopplysninger når det er nødvendig for å beskytte våre eller tredjeparters rettigheter, interesser og eiendeler, i samsvar med relevante avtaler, betingelser, vilkår og retningslinjer.
The processing is necessary for the legitimate interests of the Company or a third party.
6. Transfer of personal data to third parties
The Company may also share personal data with third-party companies that provide services to us, such as hosting and storage providers, IP address data services, and user experience analytics.
You may also ask us to provide specific personal data about you to third-party trading platforms. In these circumstances, we will provide those platforms with the personal data you have given us. Their use of your personal data is governed by their own privacy notices. Your personal data may be shared with more than one trading platform.
The Company may share personal data with affiliated entities or business partners. This may provide the Company with resources that help it further develop and improve the products and services offered to customers.
Where necessary to protect the rights or assets of third parties, the Company may apply appropriate account controls, security procedures, and transparent data management procedures.
We may also share personal data about you with potential investors, buyers, or lenders to the Company or another company in the group where a relevant transaction is being considered. This may include the transfer or sale of assets belonging to the Company or another group company, or form part of a merger, restructuring, consolidation, or insolvency involving the Company or another business in the group.
7. Informasjonskapsler og tredjepartstjenester
Vi kan bruke tredjepartstjenester, for eksempel selskaper som leverer annonsering på nettstedet vårt eller analysetjenester. Disse selskapene kan også bruke informasjonskapsler eller lignende teknologier.
Informasjonskapsler er små tekstfiler som plasseres på enheten din når du besøker eller får tilgang til nettstedet. Informasjonskapsler samler inn informasjon om preferansene og nettleservanene dine for å forbedre brukeropplevelsen, huske valgene dine og tilpasse produkter og tjenester som kan være av interesse for deg. Informasjonskapsler brukes også til statistiske og analytiske formål.
Noen av informasjonskapslene vi bruker, er øktinformasjonskapsler. Disse lagres midlertidig på enheten din og blir liggende der i en kort periode, frem til du lukker nettleseren. Andre informasjonskapsler er vedvarende. Vedvarende informasjonskapsler blir liggende på enheten din i en periode etter at du har lukket nettleseren. De hjelper nettstedet med å gjenkjenne deg som en tilbakevendende bruker og gjør det enklere for deg å besøke og bruke nettstedet på nytt.
Kategorier for informasjonskapsler:
We can use them for their intended purpose:
1. Cookies are required for the website
These cookies are necessary to access the features you have requested and to navigate our website. They are used to provide the information, products, and services you have requested from us.
They are also required so your device can download and stream data. This allows you to navigate the website, use its features, and return to pages you have previously visited.
Cookies collect personal data, such as your username and the date of your last login, to verify that you are logged in to the website. Session cookies are deleted when you close your browser.
2. Funksjonelle informasjonskapsler
Cookies enable us to recognize you each time you visit our website and remember your settings and preferences.
Cookies collect personal data, such as your username and the date of your last login, to confirm that you are signed in to the website. Session cookies are deleted when you close your browser.
3. Ytelsesinformasjonskapsler
We use cookies to collect statistical data on website performance and help improve the site. They also allow us to analyze how our website is used.
Cookies store anonymous data that is not linked to an identified or identifiable natural person. Some are deleted when you close your browser, while others may remain stored on your device indefinitely.
Informasjonskapsler er blokkert eller fjernet
For å blokkere eller fjerne informasjonskapsler må du endre innstillingene i nettleseren. Nedenfor finner du lenker som hjelper deg gjennom prosessen i noen av de mest brukte nettleserne.
- Firefox
- Microsoft Edge
- Google Chrome
- Safari
However, some or all website functions and features may not work as expected if this happens.
WEB TRACKING NOTICE
This service currently does not respond to Do Not Track signals.
8. Lagring av dine persondata
The Company will retain personal data about you for as long as necessary to fulfill the purposes for which it is processed, as described in this Policy, or longer where necessary to support account controls, security practices, and service standards.
We will share your information with third-party trading platforms for 12 months. If you consent, we will continue sharing your data for another 12 months.
We regularly review the personal data we retain to ensure it remains necessary.
9. Overføring av personopplysninger til et tredjeland eller en internasjonal organisasjon
Personopplysningene dine kan bli overført til andre land. Det innebærer at personopplysningene dine kan bli sendt til et tredjeland utenfor landet der du bor, eller til en internasjonal organisasjon eller jurisdiksjon. Selskapet iverksetter egnede tiltak for å beskytte personopplysningene du oppgir, og bidra til å sikre at registrerte kan utøve rettighetene sine og få tilgang til effektive rettsmidler.
Disse beskyttelsene og sikkerhetstiltakene er tilgjengelige for alle personer som bor i EØS (Det europeiske økonomiske samarbeidsområdet).
- Transfer to a third country or international organisation with appropriate safeguards for personal data, supported by transparent security procedures, clear data handling standards, and suitable control measures designed to protect information throughout the transfer process.
- Overføringen håndteres i henhold til en tydelig avtale mellom de relevante offentlige organene eller myndighetene, med transparente vilkår, definerte kontrolltiltak og tjenestestandarder.
- The transfer was handled under established data protection provisions and security procedures designed to support the responsible handling of personal data. We use transparent data transfer procedures, documented controls, and service standards to help protect information when it is processed across borders.
The Company may provide information about the security measures used to protect your personal data when it is transferred to third countries or international organizations. To request this information, email info@klarsparelse.com
10. Sikkerhet for personopplysninger
We implement appropriate organizational and technical safeguards to protect Personal Data. These measures are designed to reduce the risk of accidental or unlawful destruction, loss, alteration, or unauthorized access.
However, we cannot guarantee or ensure that your Personal Data will remain secure or error-free at all times. We cannot be held liable for non-material, incidental, or indirect losses arising from the use or disclosure of Personal Data, including disclosure caused by transmission errors, unauthorized access by third parties, or circumstances beyond our reasonable control.
In certain circumstances beyond our control, we may be required to share Personal Data about you with third parties, such as service providers or public authorities. When this occurs, we cannot control the security measures these third parties apply to your Personal Data.
Personal Data cannot be transmitted over the internet with complete security. The Company cannot guarantee the security of Personal Data that you transmit to us online.
11. Lenker til nettsteder som drives av tredjeparter
Links to third-party websites and apps may be available on our website. These websites and apps operate independently and are not controlled by the Company. We are not responsible for how they collect or process Personal Data, and this Policy does not apply to activity carried out through them.
Before visiting or using a third-party website or app, we recommend reviewing its privacy notice and practices. We also recommend considering this carefully before providing any Personal Data.
12. Changes to this policy
When you visit third-party websites or apps, we recommend reading their privacy notices before choosing to access or use their services. We also recommend carefully considering whether to provide them with personal data.
13. Dine rettigheter knyttet til personopplysningene dine
You have the right to ask us to confirm whether personal data about you is collected, to correct any inaccuracies, and to delete personal data we no longer need. You may also ask us to restrict certain types of processing of your personal data.
If you are resident in the EEA, see this page:
These rights apply to information you provide and other personal data about you. You can request to exercise your rights by emailing the address below.
Right of access
You may ask the Company to confirm whether your personal data is being processed. If it is, you may request access to that personal data.
The Company will provide an electronic copy of the personal data currently being processed and may charge a reasonable fee for any additional copies. The information will be provided electronically if you request it in this format.
Your right of access to personal data must not adversely affect the rights and freedoms of others. If a request may harm another person’s rights or freedoms, the Company may refuse to comply with it or limit the information provided.
Right to rectification
You may ask the Company to correct inaccurate personal data. You may also ask for incomplete personal data about you to be completed, considering the purpose for which it is processed.
Right to erasure
You may request erasure when: (a) personal data is no longer necessary for the purpose for which it was collected or processed; (b) you withdraw consent, and there is no other lawful basis for processing; (c) you object, on grounds relating to your situation, to processing of personal data based on legitimate interests pursued by us or a third party; (e) personal data has been processed unlawfully; or (f) personal data must be erased to comply with an applicable legal obligation.
This right does not apply when processing is necessary: (a) to comply with a legal obligation requiring processing under EU law or the national law of a Member State; or (b) to establish, exercise, or defend legal claims.
Restriction of processing
If you are concerned about the accuracy of your personal data, you may ask the Company to restrict processing while the information is verified.
When you request restriction of processing, personal data may generally only be stored, unless you give consent, or where it is necessary to establish, exercise, or defend legal claims, protect another person’s rights, or address an important public interest within the EU or a Member State.
Right to data portability
Where processing is automated and based on your consent or an agreement with you, you may ask to receive the personal data you have provided to the Company in a structured, commonly used, and machine-readable format.
You may also ask for your personal data to be transferred directly from the Company to another controller where technically feasible. Exercising the right to data portability does not affect your right to erasure. Data portability must not adversely affect the rights or freedoms of others.
Right to object
You may object at any time, on grounds relating to your situation, to the use of personal data about you where processing is based on legitimate interests pursued by the Company or a third party. This includes profiling based on those interests. We may continue processing where compelling legitimate grounds override your rights, freedoms, and interests, or where processing is necessary to establish, exercise, or defend legal claims.
For direct marketing, you may object at any time to the processing of personal data about you, including related profiling.
Right to withdraw consent
You may withdraw your consent to our processing of personal data about you at any time. This does not affect the validity of processing carried out on the basis of your consent before it was withdrawn.
You may submit a complaint directly to us using the contact details below.
We aim to handle privacy questions clearly and fairly, explain how your personal data has been used, and provide an appropriate response to questions raised about its processing.
In certain circumstances, EU law or the national law of Member States may restrict the rights relating to your personal data described in this Section 13.
We will provide the information requested under your rights in Section 13 of this agreement within one month after receiving your request. This period may be extended by up to two additional months where necessary, depending on the complexity and number of requests. Within one month after receiving your request, we will notify you of any extension and explain the reasons for it.
Unless otherwise stated in Section 13, information requested under your rights in Section 13 will be provided free of charge. If a request is manifestly unfounded or excessive, particularly where requests are repeated, we may charge a reasonable fee to cover the administrative costs of providing the information or taking the requested action. We may also refuse to act on the request.
If the Company has reasonable doubts about the identity of the person making a request, it may ask for additional information necessary to confirm that person’s identity.